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AA&A adds ING Life Insurance to its Insurance Product Offerings
  • July 28, 2011

  • Effective immediately, Alexander Attorneys & Advisors (AA&A) will offer all ING life insurance products to its clients. Nathan M. Alexander, Managing Member of AA&A, commented on the news:

    “It is well-settled among the most sophisticated members of our society that life insurance is an essential component of many estate plans and a very effective tax-avoidance vehicle, but what many people don’t understand is that it is often the only thing that can help a family get by when the bread-winner of the family is unexpectedly taken from them. I just hope that we can educate as many people as possible on the importance of having a life insurance policy in place for their loved ones before it’s too late. The thing that people need to remember is that you don’t buy life insurance in case you die; you buy life insurance so that your loved ones can live.”

    For a fraction of the cost of what many families spend on dinners out every month, AA&A can get the family’s breadwinner insured so that, should tragedy strike, the survivors can easily repay the mortgage on the family home, pay the deceased’s final expenses and attempt to regain some semblance of normalcy. The last thing that anyone should be thinking about after a loved one dies is how to pay for the burial, how they will pay for the kid’s college education, how they will stay in the family home or how they will survive without the income of the primary earner.”

    Unfortunately, life insurance provided through employers is often simply inadequate. “The good news is that ING provides many products, including innovative Return of Premium Term Life Insurance products which can provide the security that every family needs against the financial shock of losing a loved-one,” Mr. Alexander said.

    Life insurance is also important for key-persons in a business, without whom the business cannot effectively operate, and is an essential hedge against the risk of the untimely expiration of an essential partner.

    For more information on life insurance or the other insurance products offered by AA&A, please feel free to contact us.

    AA&A Negotiates a Multi-Million Dollar Pre-Nuptial Agreement
  • July 26, 2011

  • Zhana Dobrova (pseudonym; client asked not to be named) is a relatively recent émigré from Russia. When she received a marriage proposal from a wealthy local business man, she was thrilled, until she received a proposed pre-nuptial agreement from his attorney. Both parties had been married before and both had children, as well as money and property. She didn’t know where to turn to protect her rights, and she didn’t want a discussion of money to sour her relationship with her husband-to-be, so she turned to Alexander Attorneys & Advisors (AA&A) for help.

    The lawyers at AA&A immediately went to work on Zhana’s behalf. They met with her prospective husband’s attorney, negotiated every detail of the agreement, and ensured that Zhana was treated fairly under the agreement, leaving Zhana free to focus on planning her upcoming nuptials.

    AA&A Negotiates to Reduce a Speeding Charge in Williston Park to a Minor Parking Violation
  • June 30, 2011

  • Mishoir Murdakhayev is an émigré from the former Soviet Union with a limited command of the English language. When he received a speeding ticket while driving through the Village of Williston Park while rushing to work, he saw it as little more than a minor inconvenience, until he received an ominous letter in the mail.

    The letter was from the Village, and informed Mr. Murdakhayev that his driver’s license could be suspended for failure to respond to the summons. After the friend who helped him read the letter explained to Mishoir that having such speeding violations on his driving record could raise his auto insurance rates, he decided to turn to Alexander Attorneys & Advisors (AA&A) for help.

    The lawyers at AA&A responded with diligence and professionalism, translated the letter for him and applied their negotiation skills to reduce the speeding ticket to a parking violation. Consequently, Mr. Murdakhayev was able to avoid the suspension of his license or an increase in his auto insurance premiums.

    If you have received a traffic ticket and need an attorney to help you avoid points on your driver’s license and keep your auto insurance rates down, please feel free to contact us.

    AA&A Attends Auction with Client to Bid on Distressed Properties; Secures purchase of a Vacation Condo for $900
  • June 22, 2011

  • A family with a limited budget wanted to purchase a vacation home, but couldn’t afford to spend the kind of money that many were spending. A friend referred them to Alexander Attorneys & Advisors (AA&A) for help.

    Applying their distressed property research expertise, AA&A found a county auction for properties located less than two hours north of New York City in the Catskill Mountains, attended the auction with the buyer, placed bids on the buyer’s behalf, and secured the purchase of a condominium unit in a former resort with in-door and out-door pools, a Jacuzzi, a sauna, a steam room, a game room, a poker room a library and a banquet hall for only $900 plus taxes and fees.

    Now, the family enjoys weekends in its vacation home for a small fraction of what other people have paid for similar properties.

    If you would like AA&A to apply its distressed property research expertise to help you find a vacation home or other real estate, please feel free to contact us.

    AA&A Adds Oxford Health Plans to its List of Health Insurance Carriers
  • June 1, 2011

  • Effective immediately, Alexander Attorneys & Advisors (AA&A) is pleased to offer Oxford health insurance products to its clients. Oxford Health Plans was rated by the National Committee for Quality Assurance (an independent non-profit accreditation organization) and reported by Consumer Reports Magazine in November 2010 as better than average in the categories of prevention and treatment, and is a widely-recognized brand in health insurance.

    Nathan M. Alexander, Managing Member of AA&A, commented on the news: “we are pleased to offer Oxford Health Plan products to our clients. Now small business owners and individuals who do not receive health insurance from their employers can rest easy with the knowledge that their treatments are covered in case they get sick.”

    For more information on obtaining health insurance coverage for yourself, your family or your employees through Oxford Health Plans, please feel free to contact us.

    AA&A Helps a Family Business Thrive
  • April 2, 2011

  • Top Hat Barber Shop, a small, mid-block family business in Long Beach, New York recently ran into trouble when its store lease was expiring and its landlord wanted to increase its rent to a level which would effectively force the shop to close. In this difficult time for their business, the proprietors of the shop turned to Alexander Attorneys & Advisors (AA&A) for help.

    AA&A immediately went to work on behalf of the family business. After negotiating with the shop’s landlord and analyzing the business’s competitive landscape, the experts at AA&A determined that moving the shop’s location was a superior alternative to continuing negotiations with the landlord to renew the shop’s lease.

    Leveraging its real estate and legal expertise, AA&A not only helped the family find a new and better corner retail space within half a block of the shop’s previous location, but also negotiated with the shop’s new landlord to obtain a long lease with a monthly lease rate equivalent to the rent that the family was previously paying in its previous space which had less exposure. Further, AA&A negotiated with contractors for the renovation of the shop’s new location, helped the family incorporate their business (which was previously operated as a sole proprietorship), and provided essential tax advice to the family. Today, the shop’s business has improved significantly and serves as a shining example of the interdisciplinary expertise that AA&A can help a business succeed.

    To see how the lawyers and consultants at AA&A can help you cut costs, increase margins, bolster your competitive advantage, mitigate risk and maximize the potential of your business, please feel free to contact us.

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